From Financial Disaster to Financial Freedom

I believe that our Western Society has been set up for a long time against Financial Freedom. After working hard at school, it is not normal for fathers and mothers to pour out our adult lives, just working for the basics!

When a child has to let him or herself into their home after school, it's time to hope for better days.

In America, rare are the parents who are home from work in time to welcome their children home from school. In fact, most homes have two parents working overtime, just to make the mortgage payment.

What if you pursued a life where you have time to be with your kids, and do what you love? What would you call it?

I like to call it “Financial Freedom”

Financial Freedom is the ability to take care of yourself and your family without working long hours.

It is having time to spend with your family, and doing what you love.

When you have Financial Freedom, you have come to the place where you can work because you want to, not because you have to.

The Treasure Map to Financial Freedom

Image by WallpaperFlare.com
Start with a budget

The first step toward Financial Freedom is to prepare a budget of all your living expenses.

Your monthly expenses down on paper is like a treasure map to show you which direction you need to go to get your freedom.

Then, once you have your budget, there are four strategies which lead to Financial Freedom. Usually, the best way to get there involves a combination of these four steps:

  • Earning More Money (without having to work more hours)
  • Reducing monthly expenses (pay off that credit card, and own your car or truck)
  • Increasing your life skills (how to build a house, make bread, change the oil in your car, etc.)
  • Sharing responsibilities with other families (share your internet connection with your neighbor, rent a part of your home to a friend, etc.)

We lived in financial freedom for many years. Then, suddenly, financial disaster hit.

My Financial Disaster

Walmart, Chicopee, Massachusetts: my first step toward Financial Freedom
Walmart, Chicopee, Massachusetts: Where I took my first step toward Financial Freedom

The year was 2018, early December. I had to find somewhere to live, fast, and a new job.

Thankfully, my youngest sister and brother in law in Massachusetts were gracious enough to take me in. As soon as possible, I worked 50 hours a week at Walmart and Chick-fil-A to make sure I could pay our mortgage and utilities. Everything but gas money went to paying the bills.

Their assistance in my time of trouble helped me in all four ways:

  • I was able to earn money by finding some great places to work
  • My expenses were lowered by not having to pay rent (so I could get back on my feet as soon as possible)
  • I learned about retail at Walmart, and hospitality at Chick-fil-A
  • I readily helped my host family in any way I could

It took a lot of miracles, and an extra dose of courage and perseverance to walk through those difficult days. And somehow, God has brought me through a lot of times like those, where I had nowhere to look but UP.

First Steps toward Financial Freedom

Someone finally bought our house up in Maine. At last, I could start saving money to move up to Maine to be close to my family again.

Then, a few months later, I moved out of Massachusetts. After working six months of unloading trucks and stocking shelves at Walmart, the company allowed me to transfer to the Ellsworth Walmart in Maine.

I was now close enough to my family so that if they needed me, I could be there. And because of the simple life I chose for myself, I no longer had to kill myself to make ends meet.

Why this website exists

This website exists to fill you with courage and confidence, through Christ, to help you take your next step.

It’s always discouraging when you have to walk through difficult times.

I don’t always understand why He does what He does. But over time, I’ve come to realize that He always has a good reason.

So often, Financial Disaster is the launchpad which allows your rocket ship to take off and reach Financial Freedom!

So, keep taking the next step. Whenever it’s too difficult to take, cry out to the Lord about it, and He will give you the strength to keep going.

I know. He gives this strength to me.

Where are you now on your journey toward Financial Freedom? Let us know by leaving a comment below, or contacting me privately by internet message.

Please note: I reserve the right to delete comments that are offensive or off-topic.

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